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We investigate hundreds of annuities from top-rated insurance companies to find you the highest interest rates, biggest payouts, and most benefits so you can retire with confidence.

We investigate annuities, so you can retire with confidence
We are independent investigators that investigate only top annuities























Hear from our clients
Rated Excellent
Rated 4.9 | Based on 412 Trustpilot reviews


Mike explained very detailed and thank
Mike explained very detailed and thank you
- Venna



I found the right person
I was fortunate to have found a person that I could trust with my money. Mr Soloman is highly recommended.
- Maurice



A great phone meeting.
Barb was helpful, honest, obviously loves the subject-matter, and is very personable to talk to.
- Chuck



William is a trustworthy guy
William is a trustworthy guy, taking a lot of time explaining to me the ins and outs of the product we chose. He sifted through several annuities to arrive at the perfect fit. I never felt pushed or “sold”, and the transaction was smooth and quick.
- Brigitte



Why I chose annuity gator with Jason Siebert
I am not a novice purchasing annuities or researching internet companies . I own several MYGAs for different accounts and confidently chose them myself . However, I was pitched a complex fixed index annuity from a specific company by a suave financial advisor. I noticed many red flags throughout this advisor s lengthy presentation and knew I needed another unbiased opinion . I found annuity gator online and liked their business model of only using independent financial agents who represent hundreds of companies and were not captive agents . I was assigned to Jason Seibert . I asked Jason to scrutinize this annuity and tell me the good, the bad and the ugly . Jason willingly and skillfully analyzed the product and confirmed the red flags while judiciously pointing out more . I spent several sessions with Jason exploring annuity products best suited for me . Jason has that rare ability to simplify complex ideas , educate ,and provide structure while not judging a clients level of understanding or their reasons for preferring some products over others . Jason was committed to finding the highest annuity rates from highly rated companies using my criteria . He did not pressure me to make any decision about anything or to purchase if I did not want to . He made clear we could have as many discussions as I wanted which we did even if I chose not to purchase a product . When I finally chose my annuity product , we screen shared completing the application to make the process shorter and easier than if I did it myself. The application was delivered to the annuity company , reviewed, accepted and funded in a reasonable time frame without mistakes or missing data. That alone is huge . I knew immediately that Jason was the right agent for me and I chose the best product for me with his support . It s very difficult to search the internet for reputable companies and even rarer to find an agent with both analytical and interpersonal skills . I recommend Jason Siebert and Annuity Gator to provide safe , manageable and legitimate solutions for income in retirement or any phase of life
- Marilyn



Kenneth Anderson offered excellent
Kenneth Anderson offered excellent service. He’s very professional and very informative.
- Jenny



I dealt with Cal Menzies who walked me
I dealt with Cal Menzies who walked me through the maze of annuities. He was very knowledgeable, clear, patient and above all I felt he is an honest man worthy of my trust.
- Emile



Very informative and educational
Very informative and educational! Mike Kasich was very thorough explaining everything!! Just not ready to move forward at this time!
- Joanne



Relationships Matter
I had contacted Annuity Gator to get a rating on an annuity product that I heard about from another financial company. Terry was completely familiar with that product along with another product to consider from the same underwriter. Terry spent as much time with me as I needed to completely understand each product, and I felt that he listened to my goals and concerns. Terry explained how Annuity Gator would provide assistance to me for multiple years over the term of my annuity, which made me feel like I was entering into a relationship with the company. Terry made me feel like a person instead of a prospect.
- Jane



Barbara and Terry were excellent and
Barbara and Terry were excellent and helped us a lot. They were very knowledgeable and patient with us. Thanks Dale and Liz Nuzum
- Cindy



Terry was very helpful explaining the
Terry was very helpful explaining the options I have and how each one works in general and also specific to my situation. I will review his information and go over it with my wife. Just not sure if this is the time for me to commit yet since I do have other income sources currently filling any potential gap, but I can see where a FIA would be perfect for me if one or more of these sources were interrupted and a gap materialized.
- Michael



Very knowledgeable on products
Very knowledgeable on products available.
- David



I had a less than good results with a
I had a less than good results with a major insurance company with my retirement funds. It wasn t all their fault due to the bond market going south. But it still cost me a lot of money. I reached out to Annuity Gator to see what they had to offer. I am as skeptical because of what I had heard about annuities in general. Barry Young took me by the hand and never tried to close the deal: He was steady and reassuring from day one. I would suggest to anyone to give Them the opportunity to explain how todays annuities actually work.
- Ted



Sean Sparkman Annuity
Sean Sparkman has not been pushy. He has been ridiculously patient with my lack of knowledge. He frequently sends educational articles.
- Minnesota



Highly recommend
David Driggers of Annuity Gator was very thorough. Great communication and promptly responded to emails and phone calls. He was available every step of the way. Would definitely recommend.
- Linda



First of all I would like to say the
First of all I would like to say the representative Matt taub thanks For being transparent and sizing the Questions that I had for a clear transparent decision enough to give me What I needed to continue to pinpoint the right product priceless and this is a good outfit.!!??????????
- William



Writing agent/firm Review
Beginning late January ’24 to the present, our writing agent has provided extremely courteous and timely responses, not only to our initial request for an appointment but to every subsequent, product-related question that we asked. Ultimately, he recommended an annuity product that met our objectives and then some! He delivered an organized, easy to understand presentation that was supported with an equally understandable illustration. Our customer experience has been consistently positive since the end of January through today’s meeting to review the contract.
- Michael



Robert Baltzell was a great help
Robert Baltzell was a great help explaining the type of annuity I had been sold by another agency. He went above and beyond my expectations when contacting Annuity Gator.
- Don



Concise information
We are still in the informational phase. Third meeting is going go be more definitive. I am very positive I will be going with all recommendations.
- Woody



Very informative
Terri has a great deal of info on annuities to help with your decision to buy which type of annuity.Like he tells you he doesn’t guess, he takes hard information and drafts a plan for you.
- Guy



Annuity review
The advisor, David Driggers, was patient, informative and I felt he was looking for the best option for me. I recommend him to anyone.
- Michael



Helpful advice given
Helpful advice given, good information
- Wilson



Very informative
Very informative
- Robert



Great experience – would highly recommend!
We worked with Mark Newman. From our first phone call to the final decision on investment Mark was the utmost professional. He was extremely helpful, knowledgeable, and courteous throughout the process. Mark listened to everything we had to say, provided us with options, and answered all of our questions. We felt comfortable and confident in our decision and would recommend Mark to anyone looking to invest in annuities.
- CLR



Very informative and helpful.
Very informative and helpful.
- Larry



Great resource and helpful and knowledgable agent
Annuity Gator was very educational for me, and ultimately I bought an annuity through Greg Ferguson I’m very happy with (and just before the market crashed!)
- Maggie



Great resource for professionals in the
Great resource for professionals in the financial services industry. Great sounding board.
- Elliott



Dealing with Jeff Musgrove was
Dealing with Jeff Musgrove was rewarding and informative! Approaching retirement I had ALOT of questions pertaining to TSP ,Annuities and other options, he was considerate and responsive to working around my schedule. I still have him on call for his expertise as needed
- Mike



Most excellent information….Love
Most excellent information….Love Annuity Gator…. “Paige” is a great teacher!
- Danny



I had a limited knowledge about
I had a limited knowledge about annuities and wasn’t sure if they were a good fit for my portfolio. I submitted an request to Annuity Gator for more information and was assigned to Barry Young. Over the course of several weeks and through several video conferences Barry exposed me to various companies and took the time to patiently explain pros and cons of each. He never tried to push one company over another but through talking and reading downloaded material I became comfortable with what would be a good fit for me. He also introduced me to Gradient Investments who handle the managed side for investing and between the two we came up with a workable plan for my portfolio that I could be comfortable with. I highly recommend working with Annuity Gator for developing a comprehensive plan that will weather any economic climate.
- Edward



Barbara provided a broad array of
Barbara provided a broad array of information and alternatives for me that I could not have researched and gotten on my own.
- CSR



My annuity gator experience
Hands on and very thorough from A to Z. They were able to answer all questions that came up. The whole process was painless smooth.
- Calvin



Lot of great advice.
Lot of great advice.
- Sal



I had questions concerning Annuities
I has questions concerning Annuities Jeff Woodhy answered my questions so I could make an informed decision about my Annuity.
- William



Well researched and helpful information.
Well researched and helpful information.
- Billie



Brett Toomey is an AWESOME financial
Brett Toomey is an AWESOME financial agent~~ I’ve purchased my indexed pre-tax dollars annuity thru him and he was patient, pleasant, informative, knowledgeable, thorough, efficient and reassuring! Now I’m getting ready to purchase my after-tax dollars indexed annuity thru Brett and looking forward to the experience … AND the peace of mind that comes with knowing I’ve been given excellent advice that assures me a steady yet available income in my elder years due to Brett Toomey & Annuity Gator!!
- Connie



The honeymoon phase was excellent
The honeymoon phase was excellent. I will review more as time go on. Sean Mason is an amazing advisor. He speaks in terms the layman can understand. He is not pushy and takes his time explaining and answering any questions you may have. He did not try to sell me on anything and let me soak in the information given and time to research on my own. He said he was there if I needed anything or had questions to give him a call. Give him a call and just talk to him about your concerns, I have a feeling you will be glad you did.
- Desiree



The best information on annuities out
The best information on annuities out there
- Rocky



Ryan took the time to educate me
Ryan took the time to educate me about all the different types of annuities and made recommendations based on my needs
- Bill



We enjoyed speaking with you and
We enjoyed speaking with you and learning about your products.
- Jeannie



I cannot say enough good things about
I cannot say enough good things about Terry. I was heavily invested in index annuities and Terry helped me roll everything over to fixed annunitys. It was perfect timing, seeing what is going in the stock market. His knowledge of annunitys put my mind at ease as we chose what to invest in going forward. Security was my number one concern so he helped us achieve that goal. I look forward to working with him again.
- Jim



Michael K
Michael K. I exceptional! We appreciate his insight, advice, counsel, and perceptions!
- Michael



Terry is a wealth of knowledge and an
Terry is a wealth of knowledge and an asset to the annuity and insurance industry!
- John



Doug Bentle was very informative and
Doug Bentle was very informative and helpful in educating me on different annuities and proposed few products for me to consider investing for retirement.
- Hersh



William Seeley was excellent in keeping
William Seeley was excellent in keeping up with the progress of my annuity. We will use him again in the future!
- Steven



The Best Decision I ever made.
I had been searching internet for information on annuities and working with two other advisors. When Annuity Gator contacted me, I knew almost immediately I was on to something. He listened to my circumstances, asked a lot of questions and even reviewed the other suggestions I received. He just knew what I needed, explained very thoughtfully and thoroughly. And I do not have a great deal to invest. But Annuity Gator’s Advisor knew just how to help me retire at 65 and provide for my disabled Son. I am so thankful to my Advisor and Annuity Gator! I never thought it was possible. Thoroughly professional and more helpful than anyone!! Great decision!
- Belle



Joe who help me was very knowledgeable.
Joe who help me was very knowledgeable. He was able to answer all my questions. I didn’t make a purchase but when I am ready your company will be one of the first one I seek out.
- Timothy



Honest friendly advice
Very knowledgeable. Good professional advice.
- Mark



Barbara Halperin, a trusted advisor !
Our experience with Barbara Halperin was 5 stars due to the professional presentations of the subject matter, the verbal explanations, and the detail of research on each potential annuity company.
- jpkarpo71



Very honest and upfront
Very honest and upfront
- James



Rocky was very helpful and provided
Rocky was very helpful and provided good advise and was upfront if he didn’t know full details of a particular product.
- Ray



Wade Menzies is wonderful
Wade Menzies is wonderful. He explains everything thoroughly and is not pushy. He is a joy to work with him
- Sharon



Marcos is excellent
Marcos is excellent. Very knowledgeable, and explains all products in simple terms. Answered all questions, explanations made simple.
- Len



Purchase of Annuaity
Thus far, all is going very well and all questions have been answered.
- Wallace



Ryan was extremely helpful and I
Ryan was extremely helpful and I learned a lot about annuities from our conversations.
- Mike



8/28/2020. MARK KENNY
8/28/2020. Annuity Gator provided me a place where I could go to get the answers I needed. Mark Kenny who is a licensed Annuity advisor & part of their research team was quick to help me who truly dedicated his time & effort to give me a broad understanding about my annuity. He is extremely knowledgeable & very professional. I highly recommend MARK KENNY to anyone seeking how annuities work & what to expect thru understanding yours.
- SUSAN



Ryan McNeil was truly a sincere and
Ryan McNeil was truly a sincere and professional gentleman. He did not pressure me into making any decisions and explained all the different types of annuities that are available with great precision and patience. I am very thankful for the education that he provided to me with all the options that I have to choose from. I am looking forward to continue to work with him.
- David



Annuity Review
Ryan is very informed with annuity options and was very helpful to me. I am just not ready to retire at this time.
- Daniel



informative interview
informative interview. Jeff Katz was great, just think I started looking too soon. but knowledge is golden.
- Charles



Rectified $40,000 mistake
Terry Ciotti was amazingly helpful and saved me from making a $40,000 mistake. He helped make direct contact with the annuity provider and guided me through the process of rectifying my mistake. I cannot recommend Terry and Annuity Gator more highly.
- Harry



The adviser was knowledgeable and
The adviser was knowledgeable and answered my questions thoroughly without attempting to sell anything.
- Craig



I ve worked with Terry for almost three
I ve worked with Terry for almost three years now and consider that s he s done an admirable job. He s answered all my questions and preempted many many more. My wife and I feel quite secure in the fact that the money we ve invested via Terry s recommendations will pay dividends in our retirement. More importantly, we can think about enjoying these next few years prior to retirement than wonder we ve set aside enough for a comfortable retirement. I can wholeheartedly recommend Terry if you re serious about your financial future and want to work with an honest straightforward individual who s interested in your financial success rather than maximizing his own profits.
- Enrique



Very professional and very little
Very professional and very little pressure.
- John



Outstanding Annuity Expertise
I was very close to retirement as a federal government employee and interested in securing an annuity. I had an idea of what I thought I wanted in general terms, however I just wasn t as aware of the types of specific annuity resources in the market place. I was grateful to work with Mr. Terry Ciotti. He provided the research and effort to inform and help me make the best choice for my retirement annuity. He was thorough and detailed with options to consider, patiently answering all of my questions. I remain most grateful for his knowledge and expertise and highly recommend him and the folks at Annuity Gator!
- Michael



I was provided very useful information
I was provided very useful information about different choices available for me to meet my financial goal. Thank you very much.
- Narayan



Rocky was be informative and very
Rocky was be informative and very patient with my questions. He answered to my understanding and help me comprehend how annuities work. He called to check on me several times to follow-up if I had any questions. He’s been great throughout the whole process. I would recommend Rocky to anyone that was getting close to retirement and wanted to check out an annuity.
- Diane



Lisa’s new annuity
I have just replaced an old annuity with a new, better one. I could not have made it through this process had it not been for my advisor, William Seeley. He guided me every step of the way, by asking what I wanted/needed the annuity to do, explaining things I didn’t understand, answering my questions and most of all, staying in contact. He worked very hard on my behalf and got me the annuity that I needed to further my retirement goals. I will definitely recommend his services to my family and friends.
- Lisa



Hello Annuity Gator
Hello Annuity Gator, I again would like to express my praise of agent Sean Sparkman in my dealings with him to secure my income stream annuity,he followed through 100% on what he initially told me about working hard and leaving no stone unturned to help me meet my goals. I had read into annuities online and in writings but didn’t realize how limited my understanding was, he showed me an avenue i didn’t know existed strategized ,knocked on every door and negotiated. two thumbs up ! Kyster Porter
- Kyster



Casey Madden takes the time to explain
Casey Madden takes the time to explain annuities and what investment options may be best for your needs.
- Pam



Matt Did a Great Job
Matt did a great job. He kept me informed, found good products and suggested alternatives. Also, he’s a pleasure to talk to on the phone.
- Fred



Easy to use and informative information
Easy to use and informative information the the website. Helpful consultants.
- Debbie



Outstanding Service
Our experience working with Sean was so pleasant. All of our questions were address regarding the annuity which we were interested in. When we are ready to purchase another annuity, we will definitely be working with Sean.
- Michael



I have had the pleasure of working with
I have had the pleasure of working with Barbara Halperin on finding the best annuity for my needs and retirement goals. She made me feel comfortable and confident almost immediately. Her professionalism, extensive experience, and ability to not only give me multiple options to fit my situation but also explain it all in a way that I can understand is really unmatched and truly appreciated!
- Heather



Keeping It Simple
My advisor explained the Annuity I was interested in simple terms. He was patient. I felt I was being educated.Have not made a decision yet after 4 conversations..but that’s ok..this is important to really understand before I lay my money down.
- Kate



Knowledgeable on the subject
Knowledgeable on the subject . Help customer find the right product for her/his conditions . Willing to compare and find the best to fit the customer’s needs. Always prepared for online meeting with remote customers .
- customer


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Honest guidance
We give it to you straight. We don’t hide anything or avoid conversations about fees, commissions, or fine print. Our Licensed Annuity Investigators provide full transparency, answer all your questions, and give honest guidance so you can retire with confidence.
Best annuities
With our technology-driven approach, we can investigate hundreds of top annuities from multiple top-rated insurance companies. Our Licensed Annuity Investigators can help you understand your options and feel confident you have found the best annuity to financially prepare for a comfortable and worry-free retirement.


Personalization
There is no one-size-fits-all annuity. The right annuity for you depends on your goals, needs, and desired retirement outcome. Our Licensed Annuity Investigators can help you customize an annuity strategy that helps you reach your desired outcome with minimal effort from you.

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